Business Loan

At FiNNGATE DiGi Financial Solutions, we provide tailored Business Loans to help entrepreneurs and businesses grow, expand operations, or manage working capital. With loan amounts of up to ā‚¹5 Crore, flexible repayment options, and competitive interest rates, our Business Loans are designed to meet your unique financial needs. Whether you are starting a new venture or scaling up an existing business, we ensure a hassle-free process and quick disbursals to keep your business moving forward.

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Eligibility Criteria

To apply for a Business Loan, you must meet the following basic requirements:

  1. Age: 21 to 65 years
  2. Business Type: Manufacturing, Trading (Dealer , Distributor , Stockist ,Wholesaler ) , Services with Industry MarginĀ 
  3. Business Vintage: Minimum 1 YearĀ  in current company , Total Exposure 3 Years in same fieldĀ Ā 
  4. Annual Turnover: Minimum 10 Lakh
  5. Credit Score: Minimum 700+
  6. Both side Rented(Resi and Office) (upto 50 Lakh)
  7. Prop.ship, PartnerShip , ,Director ,Private Limited,Individuals with Business Registeration
  8. 2 years business should be profitable
  • Turn Over : 10 Lacs upto Max 500 Crores .
  • Loan Amount: Up to ā‚¹ 1 Crore .
  • Interest Rate: Starting at 15.75% p.a.
  • Processing Fee: ā‚¹ 1.00%
  • Foreclosure Charges/Repayment :Ā NIL
  • Tenure : 1 to 8 Years
  • Program (Banking Surrogate basis- Three A/C’s can be clubbed for maximum BTO, Cibil/TrackĀ  Offer Based , Gross Margin ,Income Based DSCR .80 ,GST Surrogate ,
  • Insurance: as per GridĀ 

Required Documents

For smooth and quick loan processing, the following documents are required:

  1. Photo/Selfie
  2. PAN Card
  3. Aadhar Card
  4. 2 to 3 Years Business Proof & Financials Ā (ITR, Balance Sheet, Trading /P&L, Gst Certificate & Returns, Shop License , Fssai Certificate , Form B ,Arthia/MandiĀ  License, Udhyam MSME , Drug License , Form 20-21 , )
  5. 1 Year Bank Statement (Current Account, Savings Account, or CC/OD)
  6. Incase of Partnership & Pvt Ltd. (CertifiedĀ  Pship Deed , companyt Pan, MOA, AOA, Company Board Resolution.

Ā  Ā  Ā  Mail at : finngatedigifinancialsolutions@gmail.com

Why Choose Us?

At FiNNGATE DiGi Financial Solutions, we understand the challenges businesses face and provide solutions to help you thrive:

  • High Loan Limits: Get up to ā‚¹5 Crore based on your business profile and income.
  • Flexible Tenure: Repay conveniently with tailored loan tenures.
  • Quick Disbursal: Fast approvals and funds disbursed in record time.
  • Minimal Documentation: Simplified paperwork to save time and effort.
  • Competitive Interest Rates: Affordable EMI options that suit your cash flow.
  • Expert Guidance: Financial specialists to guide you at every step.
  • Trusted Network: Access loans through our partnerships with 160+ Banks, NBFCs, and Fintech companies.

“Fuel your business growth with FiNNGATE DiGi Business Loans ā€“ Your trusted partner in success!”