Loan Against Mutual Funds

At FiNNGATE DiGi Financial Solutions, we offer Loan Against Mutual Funds as an excellent way to unlock funds from your existing mutual fund investments without having to liquidate them. This option allows you to borrow money by pledging your mutual fund units as collateral, providing you with immediate access to cash while maintaining your investment portfolio. With attractive interest rates, flexible tenure, and quick disbursal, our loan against mutual funds is an ideal solution for meeting urgent financial needs without disrupting your long-term investment plans.

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Key Features of Loan Against Mutual Funds

  1. Quick Access to Funds: Get funds quickly without having to sell your mutual fund holdings.
  2. Low Interest Rates: Competitive interest rates that make this an affordable option for borrowing.
  3. No Prepayment Penalty: Repay the loan early without any extra charges.
  4. Flexible Loan Amounts: Loans based on the value of the mutual fund units pledged.
  5. Maintain Investment: Your mutual funds continue to grow, even while being used as collateral.
  6. Low Documentation: Simple documentation process for easy loan approval.

Eligibility Criteria

To qualify for a Loan Against Mutual Funds, the following criteria must be met:

  1. Minimum Investment Value: The mutual funds pledged must have a minimum value, which may vary by the lender.
  2. Mutual Fund Types: Most equity, debt, hybrid, and liquid mutual funds can be used as collateral.
  3. Age: Applicants must be between 21 and 65 years of age.
  4. Loan-to-Value (LTV): Typically, up to 50-75% of the current market value of the mutual funds can be borrowed.
  5. Credit Score: A good credit score is recommended for better loan terms.

Required Documents

  1. Photo/Selfie
  2. PAN Card
  3. Aadhar Card
  4. Mutual Fund Statements: Latest statement showing details of the units held in your mutual fund portfolio
  5. Bank Statements: Last 6 months’ bank statement to verify your income and financial stability
  6. Address Proof: Utility bills, Aadhaar card, Passport, etc.

Why Choose Us?

At FiNNGATE DiGi Financial Solutions, we make it easy for you to access quick loans against your mutual fund investments. Here’s why our Loan Against Mutual Funds is the right choice:

  • Hassle-Free Process: Quick documentation and simple procedures for loan approval.
  • Maintain Investment Growth: Your mutual funds continue to grow while you access cash for immediate needs.
  • Flexible Loan Terms: Customize loan tenure based on your repayment capacity.
  • Low Interest Rates: Benefit from attractive rates compared to personal loans.
  • Quick Disbursement: Fast approval and disbursement of funds, ensuring you get the money when you need it most.
  • Expert Guidance: Get professional assistance to make the best use of your mutual funds for financing needs.

“Unlock the potential of your mutual fund investments with FiNNGATE DiGi – a smarter, flexible way to borrow!”