Personal Loan

At FiNNGATE DiGi Financial Solutions, our Personal Loans are designed to meet your diverse financial needs, whether itā€™s funding a wedding, medical expenses, travel, or home renovations. With loan amounts of up to ā‚¹50 Lacs, flexible repayment tenures, and competitive interest rates, we ensure you get access to hassle-free funds tailored to your income and profile. Our streamlined process guarantees quick approvals and minimal documentation, so you can focus on what matters most.

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Eligibility Criteria

To apply for a Personal Loan, you must meet the following basic criteria:

  • Salaried Ā Govt,Defence , Police , Psu,public LimitedĀ  Pvt.Ltd, Parnership, Prop,ship, LLP,Ā Class 4 employees,-1 Cibil also doable.
  • Loan Amount: Up to ā‚¹ 50 Lakhs
  • Interest Rate: Starting at 10.87% p.a. Ā 
  • Processing Fee: Min. ā‚¹ 0.70%
  • Foreclosure Charges/Repayment :Ā NIL
  • Tenure : 1 to 8 Years.Ā 
  • Note -:Ā  (Loan Amount , R.o.i ,P.fee tenure,insurance,foreclosure charges , Repayment Lockin timeĀ  varies as per bank policy , Customer profile .
  1. Age: 21 to 60 years (Salaried) P.F Deduction not Mandate / Pensioner also doableĀ 
  2. Income: Min 15k net take home in account/Ā  25k minĀ as per bank norms
  3. Employment Type: Salaried professionalsĀ 
  4. Credit Score: Minimum 680+ (-1 Cibil Capping 3 lakhs )
  5. Work Experience: Minimum 4 months in current company and total 2 years experienceĀ  .
  6. Limit – Personal Loan also availableĀ 
  7. Accommodation –Rental premises and PG Ā Salaried also doableĀ 

  8. Enquires-Not more than 3 PLĀ  in last one month in CIBIL.

Required Documents

For hassle-free processing, the following documents are required:

  1. Photo/Selfie
  2. PAN Card
  3. Aadhar Card
  4. 3 Months Salary Slips (for salaried individuals)
  5. 6 Months Bank Statement

Ā  Ā  Ā  Mail at : finngatedigifinancialsolutions@gmail.com

Why Choose Us?

At FiNNGATE DiGi Financial Solutions, we ensure that your borrowing experience is simple, transparent, and customer-friendly:

  • Quick Approvals: Fast processing and minimal waiting times.
  • High Loan Amounts: Avail loans up to ā‚¹50 Lacs based on your profile and income.
  • Flexible Repayment Options: Choose tenure that suits your financial plan.
  • Minimal Documentation: Easy paperwork to avoid delays.
  • Transparent Process: No hidden chargesā€”what you see is what you get.
  • 160+ Banking Partners: Access the best offers with our trusted financial network.

“Your financial needs, our priority ā€“ Get instant access to funds with FiNNGATE DiGi Personal Loans!”