Home Loan

At FiNNGATE DiGi Financial Solutions, we make your dream of owning a home a reality with our Home Loan solutions. Whether you are purchasing a new home, constructing a house, or transferring an existing loan, we offer loan amounts of up to ā‚¹5 Crore with flexible repayment tenures of up to 30 years. Our hassle-free application process, competitive interest rates, and quick approvals ensure that you step into your dream home without delays.

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Eligibility Criteria

To apply for a Home Loan, you need to meet the following requirements:

  1. Age: 21 to 60 years (Salaried) /25 to 65 years (Self-Employed)
  2. Employment Status: Salaried individuals (Cash Salaried,NRI Salaried, or self-employed professionals
  3. Income Stability: Banking Based, Accessed IncomeĀ  Non income Proof, ITR Based , Non ITRĀ  income or business stability,rental Income, Agri incomeĀ 
  4. Credit Score: Minimum 650+
  5. Loan Amount: Based on property value and applicantā€™s income profile
  6. Property– MC, NON M.C, GRAM PANCHAYAT , LAL DORA MC , G+2, PLOT PURCHASE, PLOT CONSTRUCTIONĀ 

  7. All HL products like ā€“ construction loan / Extension loan / Renovation loan is available.

Required Documents

For Salaried Individuals:

  1. Photo/Selfie
  2. PAN Card
  3. Aadhar Card
  4. 3 Months Salary Slips
  5. 6 Months Bank Statement

  6. Property Title Docs Registry , deed , we require only below documents :-

    Ā 1) Route map done by valuer/ MC approved architects (Duly attested by Sarpanch)

    2) Moka Patwari report

    3)Affidavit cum Indemnity

    Ā Note : 1) Property tax not required since Gram Panchayat Property

    *2) NOC / Regularization receipt not required *

  7. Copies of all the property documents of the concerned property to be pledged for the loan.

For Self-Employed Individuals:

  1. Photo/Selfie
  2. PAN Card
  3. Aadhar Card
  4. 3 Years Business Proof & Financials (ITR, Balance Sheet, Profit & Loss)
  5. 1 Year Bank Statement (Current Account, Savings Account, or CC/OD)

  6. Property Title Docs Registry , deed , we require only below documents :-

    Ā 1) Route map done by valuer/ MC approved architects (Duly attested by Sarpanch)

    2) Moka Patwari report

    3)Affidavit cum Indemnity

    Ā Note : 1) Property tax not required since Gram Panchayat Property

    *2) NOC / Regularization receipt not required *

  7. Copies of all the property documents of the concerned property to be pledged for the loan.

Ā  Ā  Ā  Mail at : finngatedigifinancialsolutions@gmail.com

Why Choose Us?

At FiNNGATE DiGi Financial Solutions, we simplify the process of owning a home:

  • High Loan Amounts: Loans up to ā‚¹5 Crore to fund your dream property.
  • Flexible Tenures: Enjoy repayment periods of up to 30 years.
  • Balance Transfer Facility: Transfer your existing loan for better interest rates.
  • Minimal Documentation: Streamlined paperwork to make the process quick and easy.
  • Quick Approvals: Fast processing and timely disbursals for a smooth experience.
  • Competitive Interest Rates: Affordable EMIs that suit your financial plans.
  • Trusted Partners: Collaborations with 160+ Banks, NBFCs, and Fintech lenders.

“Turn your dream home into a reality with FiNNGATE DiGi Home Loans ā€“ Simple, Transparent, and Customer-Focused!”