Eligibility Criteria

To apply for a Home Loan, you need to meet the following requirements:

1. Age: 21 to 60 years (Salaried) /25 to 65 years (Self-Employed)
2. Employment Status: Salaried individuals (Cash Salaried,NRI Salaried, or self-employed professionals, pensioners ,wfh
3. Income Stability: Banking Based, Accessed Income  Non income Proof, ITR Based , Non ITR  income or business stability,rental Income, Agri income , business justification on visit 
4. Credit Score: Minimum 650+
5. Loan Amount: Based on property value and applicant’s income profile
6. Property– MC, NON M.C, GRAM PANCHAYAT , LAL DORA MC , G+2, PLOT PURCHASE, PLOT CONSTRUCTION 

7. All HL products like – construction loan / Extension loan / Renovation loan/Resale/Repurchase/Latest Registry on property  is available.

Required Documents

For Salaried Individuals:

1. Photo/Selfie
2. PAN Card
3. Aadhar Card
4. 3 Months Salary Slips
5. 6 Months Bank Statement

6. Property Title Docs Registry , deed , we require only below documents :-

    1) Route map done by valuer/ MC approved architects or (Duly attested by Sarpanch)

   2) Moka Patwari report

   3)Affidavit cum Indemnity

    Note : 1) Property tax not required since Gram Panchayat Property

   *2) NOC / Regularization receipt not required *

7. Copies of all the property documents of the concerned property to be pledged for the loan.

For Self-Employed Individuals:

1. Photo/Selfie
2. PAN Card
3. Aadhar Card
4. 3 Years Business Proof & Financials (ITR, Balance Sheet, Profit & Loss)
5. 1 Year Bank Statement (Current Account, Savings Account, or CC/OD)

6. Property Title Docs Registry , deed , we require only below documents :-

    1) Route map done by valuer/ MC approved architects (Duly attested by Sarpanch)

   2) Moka Patwari report

   3)Affidavit cum Indemnity

    Note : 1) Property tax not required since Gram Panchayat Property

   *2) NOC / Regularization receipt not required *

7. Copies of all the property documents of the concerned property to be pledged for the loan.

      Mail at : finngatedigifinancialsolutions@gmail.com

Why Choose Us?

At FiNNGATE DiGi Financial Solutions, we simplify the process of owning a home:

• High Loan Amounts: Loans up to ₹30 Crore to fund your dream property.
• Flexible Tenures: Enjoy repayment periods of up to 30 years.
• Balance Transfer Facility: Transfer your existing loan for better interest rates.
• Minimal Documentation: Streamlined paperwork to make the process quick and easy.
• Quick Approvals: Fast processing and timely disbursals for a smooth experience.
• Competitive Interest Rates: Affordable EMIs that suit your financial plans.
• Trusted Partners: Collaborations with 160+ Banks, NBFCs, and Fintech lenders.

“Turn your dream home into a reality with FiNNGATE DiGi Home Loans – Simple, Transparent, and Customer-Focused!”