Loan Against Lease/Rental Income

At FiNNGATE DiGi Financial Solutions, we offer Loan Against Lease/Rental Income to individuals and businesses who receive steady income from leased properties or rental assets. This loan allows you to unlock funds by mortgaging your rental income-generating properties, with loan amounts of up to ₹35 Crore. Whether you need capital for personal or business use, our loan solutions come with flexible tenures of up to 15 years, competitive interest rates, and a quick and easy application process.

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Eligibility Criteria

To qualify for a Loan Against Lease/Rental Income, you must meet the following criteria:

  1. Property Type: Residential or Commercial property generating rental income
  2. Rental Income Proof: Minimum 1-2 years of rental agreements and income proof
  3. Age: 21 to 65 years
  4. Credit Score: Minimum 650+
  5. Income Stability: Proof of regular rental income
  6. Program (Self EMP.

    Normal Income program – 100% FOIR for loan of 1 crore to 15 crore , Banking Surrogate 4cr to 10cr ,Pure Rental program without  rent escrow upto 5 Crore, LRD (Lease Rental Discounting) upto 35 Cr, Tenure upto 15 years 

  7. Design Your EMI upto 5 Cr.  *pay only interest for first 6 to 36 months followed by regular EMI for the remaining tenors

     

Required Documents

For a smooth application process, the following documents are required:

  1. Photo/Selfie
  2. PAN Card
  3. Aadhar Card
  4. Rental Agreements: Copy of lease agreements and rent receipts
  5. Bank Statements: Last 6-12 months for rental income verification
  6. Property Documents: Proof of ownership and property valuation.

      Mail at : finngatedigifinancialsolutions@gmail.com

Why Choose Us?

At FiNNGATE DiGi Financial Solutions, we understand the value of your rental income property. Here’s why our Loan Against Lease/Rental Income is the right choice for you:

  • High Loan Limits: Get loans up to ₹35 Crore based on your rental income.
  • Long Tenure: Flexible repayment tenure of up to 15 years.
  • Quick Approvals: Fast processing and quick disbursals for immediate financial needs.
  • Minimal Documentation: Simple, straightforward paperwork to ensure a hassle-free experience.
  • Competitive Interest Rates: Affordable interest rates for manageable EMIs.
  • Trusted Partnerships: Backed by 160+ Banks, NBFCs, and Fintech lenders for the best loan offers.

“Tap into the power of your rental income with FiNNGATE DiGi Loan Against Lease/Rental Income – A smarter way to access funds!”