Loan Against Property

Unlock the true potential of your property with FiNNGATE DiGi Financial Solutions’ Loan Against Property (LAP). Whether it’s for business expansion, education, medical emergencies, or personal needs, you can avail loans of up to ₹15 Crore by mortgaging your Residential or Commercial property. With flexible repayment options of up to 25 years, competitive interest rates, and a hassle-free process, we provide the financial support you need while you continue to own and use your property.

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Eligibility Criteria

To apply for a Loan Against Property, you need to fulfill the following requirements:

  1. Age: 21 to 65 years
  2. Property Type: Residential or Commercial property/Mixed Use
  3. Employment Status: Salaried or Self-Employed individuals
  4. Income Stability: Regular income or stable business financials
  5. Credit Score: Minimum 650+

  6. Collateral Accepted for LAP : Lal Dora Upto 5 Cr,Regularised Colonies,Sub Divided Properties,Industrial Properties,Residential Plot,Mixed Use Property ,School/ Play School in the Name of Individual or Company,Farm House,Hospital/ Nursing Home upto 20 Beds,Multi Tenant Properties,Hotel/Guest House , Restaurant ,Banquet Hall, PG /Hostel.

  7. Loan Amount Min 10 Lac to 15 Crore.

    Residential property

    Commercial property

    Industrial property

    Ware Houses

  8. Property– MC, NON M.C, GRAM PANCHAYAT , LAL DORA MC ,Nagar Parishad

Required Documents

For Salaried Individuals:

  1. Photo/Selfie
  2. PAN Card
  3. Aadhar Card
  4. 3 Months Salary Slips
  5. 6 Months Bank Statement
  6. Property Documents -Registered Title Deed,

    Copies of all the property documents of the concerned property to be pledged for the loan

  7. we require only below documents :- 1) Route map done by valuer/ MC approved architects (Duly attested by Sarpanch)2) Moka Patwari report3)Affidavit cum Indemnity

    Note : 1) Property tax not required since Gram Panchayat Property

    *2) NOC / Regularization receipt not required *

For Self-Employed Individuals:

  1. Photo/Selfie
  2. PAN Card
  3. Aadhar Card
  4. 3 Years Business Proof & Financials (ITR, Balance Sheet, Profit & Loss)
  5. 1 Year Bank Statement (Current Account, Savings Account, or CC/OD)
  6. Property Documents -Registered Title Deed,

    Copies of all the property documents of the concerned property to be pledged for the loan,

  7. we require only below documents :-

     1) Route map done by valuer/ MC approved architects (Duly attested by Sarpanch)

    2) Moka Patwari report

    3)Affidavit cum Indemnity

     Note : 1) Property tax not required since Gram Panchayat Property

    *2) NOC / Regularization receipt not required *

      Mail at : finngatedigifinancialsolutions@gmail.com

Why Choose Us?

At FiNNGATE DiGi Financial Solutions, we make accessing funds against your property simple and hassle-free:

  • High Loan Amounts: Avail loans up to ₹15 Crore based on the property’s value and your profile.
  • Flexible Repayment: Repayment tenure of up to 25 years to ease your financial planning.
  • Balance Transfer Option: Transfer your existing LAP to benefit from better interest rates.
  • Quick Approvals: Fast processing and disbursal to meet your urgent needs.
  • Minimal Documentation: Simple and transparent documentation process.
  • Competitive Interest Rates: Affordable EMIs to suit your budget.
  • Trusted Partnerships: Backed by 160+ Banks, NBFCs, and Fintech lenders for the best loan offers.

“Leverage your property to fulfill your dreams – FiNNGATE DiGi Loan Against Property, empowering you with financial freedom!”