Term Life Insurance

Overview

At FiNNGATE DiGi Financial Solutions, we offer Term Life Insurance plans designed to provide financial security for your loved ones in the event of an untimely death. Our term life insurance policies are simple, affordable, and flexible, offering coverage for a fixed term ranging from 10 to 30 years. With competitive premiums and a quick claim process, you can ensure that your family is protected financially, providing them with peace of mind even in your absence.

Key Features of Term Life Insurance

1. Affordable Premiums: Budget-friendly rates that offer substantial coverage at a lower cost.
2. Fixed Coverage Amount: A fixed sum assured to your beneficiaries in case of an unfortunate event.
3. Flexible Tenure: Choose from different policy terms (10, 20, or 30 years) based on your needs.
4. Tax Benefits: Premiums paid are eligible for tax deduction under Section 80C of the Income Tax Act.
5. No Investment Component: Pure insurance cover without any savings or investment element.
6. Add-on Riders: Customize your plan with optional riders like accidental death, disability, or critical illness cover.

Eligibility Criteria

To qualify for term life insurance, you need to meet the following criteria:

1. Age: Minimum 18 years, Maximum 60 years (age limits may vary depending on the insurer)
2. Policy Term: Coverage period typically ranging from 10 to 30 years
3. Health Status: Some health screenings or medical check-ups may be required based on age and sum assured.
4. Occupation: Available for individuals in most occupations, with some restrictions for high-risk professions.

Required Documents

1. Photo/Selfie
2. PAN Card
3. Aadhar Card
4. Age Proof: Birth certificate, Passport, or government-issued ID
5. Health Declaration: Medical history and doctor’s reports (if required)
6. Address Proof: Utility bills, Aadhar card, Passport

Why Choose Us?

At FiNNGATE DiGi Financial Solutions, we offer term life insurance plans with unmatched benefits:

• Simple and Affordable: Plans that fit your budget and offer solid protection.
• Flexible Coverage: Tailor your term, coverage amount, and add-on riders to suit your needs.
• Hassle-Free Process: Quick documentation and easy application process.
• Quick Claim Settlement: Fast and efficient claim process to provide your family with the financial security they deserve.
• Trusted Providers: Access to leading insurance providers for reliable and secure coverage.

“Ensure your loved ones’ financial security with FiNNGATE DiGi Term Life Insurance – Affordable, flexible, and trusted protection!”